February 7, 2010
Unlike a private loan, private college grants do not need to be repaid. Private grants are simply a form of financial aid that comes from private non-profit sources as opposed to the government. (For-profit sources issue scholarships, not grants. Beyond this distinction, there are no real differences between private college grants and scholarships.) The sources of private college grants include universities, social clubs, scholarship organizations, and more.
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February 7, 2010
People of Hispanic descent make up the biggest minority group in the U.S. This group is also the youngest. However, according to the Congressional Hispanic Caucus Institute (CHCI) in 2006, more than 87 percent of Hispanics did not have bachelor’s degrees. This poor number is due in part to financial hardship. Hispanic college grants can help more Latinos attend (and graduate from) the universities they desire.
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February 7, 2010
According to the Journal of Black in Higher Education, in 1984, just 20.3 percent of all 18- to 24-year-old African Americans were enrolled in higher education. In 2004, that percentage had risen to 31.8 percent. While the number of college attendees has risen substantially in 20 years, many African American students are unable to complete their educations because they don’t have the money to pay for college. Several government and private organizations offer African American college grants–financial aid that, unlike loans, do not have to be repaid.
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